Ride Now, Pay Later


With the Trek Credit Card, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new Trek bike and cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new Trek Credit Card.

monthlypaymentsno annual fee24 hour account access
Paperles Billing

 Low Minimum
Monthly Payments

 No Annual
Cardholder Fee

24 Hour Online
Account Access 

 Paperless Billing


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*At no time will the minimum payment due be less than $30.00. Interest will be charged to your account (at the standard, variable 28.74% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.